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Real Estate Listings

 

VENUS ERGON

Driven by passion to do the best possible job she can for the clients.

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ANY AREA IN TOWN

Get the best home in the area they choose at a price they can afford.

CONTACT ME

List with me, you will find I use a variety of tools to market your home.

Realty Report

 

Now that summer has finally arrived, I hope you and your family can get out and enjoy the beautiful parks his city has to offer and hopefully a trip to our beautiful rocky mountains.  

Maybe you and your family can go explore areas that you like and would like to live in.  If you have been thinking about buying your first home but wished you had a down payment larger than 5% then you will find the First-Time Home Buyer Incentive (the “program”) by the Federal Government appealing.  

If you are a first-time buyer, qualify for a mortgage and have the minimum 5% down payment then you are eligible for the program.  You can apply for a 5% or 10% shared equity mortgage with the Government of Canada.  Your maximum qualifying income is no more than $120,000 and your total borrowing is limited to 4 times the qualifying income (Max. purchase price of $480,000).  

A shared equity mortgage is where the government shares in the upside and downside of the property value.  When you sell your home, you give the Government of Canada the percentage of equity they put in (5% or 10%), so if you sell for more than you paid then the Government also gets more and if you sell for less than you paid then the Government also gets less than what they paid.  The upside to this is that as a home owner, you don’t bear all of the market risk and you get to enjoy the benefits of reduced mortgage and interest payments as a result of being able to have a larger down payment.  For more information, call me and I’d be happy to walk you through the details.  I have over 25 years of experience and can help you find what you are looking for.

Venus Ergon
(403) 617 2145
vergon@cirrealty.ca

Reporte de Bienes Raices

Esperando que este verano lo sigan disfrutando con la familia especialmente  nuestros hijos, es hora de pensar donde van a ir ya cual comunidad se cambian  con el propósito de seguir adelante en sus estudios.

La familia es una bendición de Dios y merecen hace el sueño de ‘La casita propia’.

Es hora de cambiarse de propiedad y dejar de regalar su dinero en renta.

La buena noticia para los que compran propiedad por primera vez, si usted tiene para la entrada el 5% de lo que califiquen en el banco y tiene buen crédito, desde el 2 Septiembre hay un  INCENTIVE OR AYUDA para los que califican por Federal Government  aplicante, recuerde usted tiene que tener para la entrada sea el 5% o 10% de Downpayment o de entrada por el valor de su mortgage o hipoteca, tú puedes aplicar por el 5% o 10% shared equity, hipoteca en el gobierno de Canadá, que no sea mayor a 120,000,00 un total de 4 veces  mayor de 480,000.00 por el 5% o el 10%   compartes como dueño de casa en 10 años, si deseas vender tu casa tienes que pagar de vuelta al gobierno lo que te presto, para mayor información separa tu cita y te y ayudare,. 

Recuerda VENUS ERGON con más de 25 años de Experiencia en Calgary Home Marketing al 403 671-2145, si usted puede pagar la renta o el alquiler usted puede pagar por su propia, casa. Deje que VENUS ERGON haga su   sueño    realidad “ La casita propia” Uste puede Invertir en su propia casa es una inversión, 

Venus Ergon
(403) 617 2145
vergon@cirrealty.ca