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Real Estate Listings

 

VENUS ERGON

Driven by passion to do the best possible job she can for the clients.

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ANY AREA IN TOWN

Get the best home in the area they choose at a price they can afford.

CONTACT ME

List with me, you will find I use a variety of tools to market your home.

Realty Report

 

I hope everyone is enjoying summer so far and that families are able to take some time off and enjoy a vacation, whether it is out of the city or a relaxing “staycation!”

While you are away and enjoying summer weather, you can think about the Calgary communities you can see you and your family living in. If you have been thinking about buying your first home but wished you had a down payment larger than 5% then you will find the First-Time Home Buyer Incentive (the “program”) by the Federal Government appealing.

If you are a first-time buyer, qualify for a mortgage and have the minimum 5% down payment then you are eligible for the program. You can apply for a 5% or 10% shared equity mortgage with the Government of Canada. Your maximum qualifying income is no more than $120,000 and your total borrowing is limited to 4 times the qualifying income (Max. purchase price of $480,000).

A shared equity mortgage is where the government shares in the upside and downside of the property value. When you sell your home, you give the Government of Canada the percentage of equity they put in (5% or 10%), so if you sell for more than you paid then the Government also gets more and if you sell for less than you paid then the Government also gets less than what they paid. The upside to this is that as a home owner, you don’t bear all of the market risk and you get to enjoy the benefits of reduced mortgage and interest payments as a result of being able to have a larger down payment. For more information, call me and I’d be happy to walk you through the details. I have over 25 years of experience and can help you find what you are looking for.

Venus Ergon
(403) 617 2145
vergon@cirrealty.ca

Reporte de Bienes Raices

Deseando que todos gocen de este verano, en sus vacaciones, es hora de cambiarse de propiedad, es hora de dejar de regalar su dinero en renta.

Tenemos una buena noticia para los compradores de propiedad, Si usted tiene para la entrada el 5% de lo que califiquen en el banco y tiene buen crédito, desde el 2 Septiembre hay un INCENTIVO O AYUDA para los que califican por Federal Government aplicante.

Recuerde usted tiene que tener para la entrada sea el 5% o 10% de Downpayment o sea de entrada por el valor de su mortgage o hipoteca, tú puedes aplicar por shared equity, hipoteca en el gobierno de Canadá, que no sea mayor a 120,000,00 un total de 4 veces mayor de 480,000.00 por el 5% o el 10% esto compartiendo como Share o sea compartes como dueño de casa en 10 años

Si deseas vender tu casa tienes que pagar de vuelta el 5% o el 10% de lo que te presto, para mayor información haz tu cita y te explicare y ayudare, recuerda VENUS ERGON con más de 25 años de experiencia en Calgary Home Marketing, llame al 403 671-2145, si usted puede pagar la renta o el alquiler usted puede pagar por su propia, casa.

Deje que VENUS ERGON haga su sueño realidad “ La casita propia” Uste puede Invertir en su propia casa es una inversión.

Venus Ergon
(403) 617 2145
vergon@cirrealty.ca